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Premium Calculator

Statutory
disability insurance claim benefits equal ½ the average weekly wage of the employee, up to a maximum of $170 per week for 26 weeks (if required) within a 52 week period.
Enriched
disability insurance claim benefits equal ½ the average weekly wage of the employee, for the "Selection of Coverage" at the "Maximum Weekly Claim Benefit", for 26 weeks (if required) within a 52 week period.
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  4. *Annual premium for Disability Benefits Insurance is calculated based on an employee's estimated annual wages. Wages are limited to the first $17,680 each employee earns during a policy period. If an employee is expected to earn less than $17,680 during the policy period, then the lower amount should be provided. If an employee is expected to earn more than $17,680, then only the first $17,680 of their wages should be provided.

    Minimum annual premium charge is $60. Quote estimate based upon standard premium rate for the information provided. Additional information required to complete NYSIF's Application for Disability Benefits Insurance may affect this quote.